Living on a student budget in Finland: How to survive as an Aalto University Student
Finland is known for its high-quality education and excellent living standards, but as a student, managing your budget effectively is key to making the most of your time here. Here’s a breakdown of what to expect and tips to save money while studying at Aalto University.
Cost of Living in Finland
1. Accommodation:
• On-campus housing or student apartments through HOAS or AYY typically cost between €300–€600 per month, depending on the location and type of accommodation (shared vs. single).
• Renting privately can be more expensive, ranging from €700–€1,200 per month, especially in Helsinki.
2. Food:
• Groceries for one person average €150–€250 per month. Popular and affordable supermarkets include Lidl, Alepa, and K-market.
• Campus meals are a lifesaver: Aalto University students can enjoy subsidized meals at Unicafé or other student restaurants for as little as €2,95 per meal.
3. Transportation:
• Public transport in the Helsinki region is efficient and student-friendly.
• Students can apply for a discount on HSL (Helsinki Regional Transport) monthly passes, reducing costs to about €40–€50 per month.
• Cycling is also a popular and budget-friendly option, especially during the warmer months using Alepa bikes or having your own one from second hand markets!
4. Healthcare:
• As a student, you’ll have access to FSHS(Finnish Student Health Service) for a modest annual fee. It covers basic healthcare services.
• EU citizens should bring their EHIC card for additional coverage.
Student Discounts and Perks
1. Student Card:
• Get the Frank App to access discounts on transportation, restaurants, cinemas, and even clothing stores.
• Discounts are also available for museums, art galleries, and cultural events.
2. Free or Cheap Activities:
• Aalto offers various student organizations and clubs that host free or low-cost events, from sports to cultural activities.
• Libraries and study spaces are free, with access to resources like Wi-Fi, printers, and research materials.
3. Part-Time Jobs:
• Part-time jobs are a great way to supplement your income. Many students work in cafes, retail, or as tutors.
Budget Tips for Students
1. Cook at Home: Eating out can add up quickly, so cooking at home is a budget-friendly alternative. Meal-prep with friends to save time and money.
2. Use Second-Hand Shops: Stores like UFF and Fida offer affordable clothing and household items.
3. Track Your Expenses: Apps that simple spreadsheets can help you stay on top of your spending.
4. Take Advantage of Free Resources: Public libraries, student support services, and community events are invaluable.
Living in Finland on a student budget is manageable, especially with the many benefits and discounts available. At Aalto and the surrounding community offer excellent resources to ensure you have an enriching experience without breaking the bank.
Happy studying and welcome to Finland!
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